Y1 - Like a Bank in Your Pocket

Your salary, reimagined

Spend smartly, send quickly, sort your salary, and watch your savings grow — all with Y1.

Create emergency fund

8.0%

in bank fixed deposits & recuring deposits by Suryoday Small FInance Bank.

+79.82%

effective annual performance in digital gold. and +170% in digital silver in India 2025.

1.0%

Get rewarded, wherever you spend with Y1 Prepaid Card.

Life, meet savings

Together, we can help define your priorities for today and help you build a better tomorrow for you and your family.

Bank FDs & RDs

Book your FD at the highest rate with RBI approved banks and NBFCs.

Digital & Physical Gold & Silver

Invest & grow your money to achieve your life goals with digital gold and silver.

Prepaid Card (Virtual & Physical)

Control your monthly expense with Y1 Card and earn upto 1% cashback.

Welcome to Corporate Gifting Programme

Celebrate future with your employees

Get customised silver or gold coins for your employees of corporate cards with exclusive perks.

Put your brand logo on bullion coins with our trusted bullion partner Augmont.

Customised packaging & perks with Y1 corporate card service.

Your shield
against inflation.

Learn more

Start your investment journey.
‍Financial planning that’s built around you.

RBI MPC MEET LIVE FD Rates may drop if RBI cuts repo rate in MPC meet. Act before rates drop

Get up to 8.00% with instant withdrawal ₹5 lakh insured. All bank FDs are insured by DICGC , a wholly-owned subsidiary of RBI.

Suryoday Small Finance Bank recurring deposit coming soon.

Save monthly with RD and get ₹10 lakh at maturity.
₹5L insured by RBI.

Artifact keeps your business data in sync across all systems, giving you real-time insights without the hassle.

Real-time operational intelligence flows naturally through Artifact’s custom built distributed architecture.

Artifact keeps your business data in sync across all systems, giving you real-time insights without the hassle.

Take their word for it

Trusted by 2300+ Indians with ₹20 lakhs+ already invested so far.

Download Y1 Money app

“The strategic platform did more than streamline processes - it uncovered market insights that completely reshaped our decision-making approach.”

Jinisha Verma

Merchandiser, William E Connors

“We deployed the analytics system for operational gains, but its capacity to extract actionable intelligence from complex datasets was revolutionary.”

Surbhi Singh

Freelance UX/UI Designer

“Looking for process improvements, we found a solution that transformed our entire data strategy. The depth of insights was remarkable.”

Aakashdeep Shrivastava

Founder, Cohezly

“The new framework initially promised better workflows, but its impact on surfacing critical business intelligence surpassed all projections.”

Piyush Sinha

Product Manager Lead, Morningstar

Let us show you Y1 Business

Start your own fintech company with us.

Reach out to us, if you wish to start your own fintech company or your in-house fintech arm for your employees with additional perks.

Y1

A Financial Technology Company

Time is Money.
Protect Both.

Customer Stories

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Time is Money.

Protect Both.

Time is Money.

Protect Both.

Grow quicker.

Build better.

Ideate faster.

Work smarter.

“Artifact had everything we needed to build a stunning website in no time. The attention to detail in this product is simply remarkable.”

John B

Product Lead

Invest for your future.On your terms.

Invest for your future.
On your terms.