Earn up to 11.30% CAGR
Corporate national pension scheme (NPS)
Enhance your employees' retirement benefits with up to 7.5 lakhs tax benefits
FREE personalised advisory call
Employees can save more on tax with pension savings.
Enhance your employees' tax benefits of INR 50,000 tax exempt savings over & above INR 1,50,000 80C savings.
Contributions made by employer to employees' NPS account are tax-free upto 10% of basic salary (Basic+DA) under section 80CCD(2).
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National Pension Scheme — Plan, Track, Invest & Withdraw to retire early — or retire peacefully.
Every retirement is unique and that's why PensionBox empowers your employees to make their own dream retirement plan.
Get your team to retire right at the beach or somewhere in the mountains or back to their hometown. Open up a cafe or start teaching or do whatever their heart desires in retirement.
Secure, powerful & regulated.
Privacy is non-negotiable for us.
We ensure your data i& information is encrypted & secure at all times.
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Share your unique referral link. When your clients invest through Y1 app, you earn commissions — tracked automatically, paid quarterly to your bank.
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Partner program
Commission based on AUM
Minimum 1000+ employees required.
₹ 2500+/month/employees
Quarterly payouts · directly to your bank
Quarterly earning potential - ₹5Lakh+
Become a partner
Our team will reach out within 24 hours
Y1’s product roadmap starts with trusted regulated partners and safer financial products for India’s growing savers.
Response time & support - Within 24 hours
NPS , EPF & more
Integrations/API - HRMS/payroll
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Founder-led fintech for India
Finance is boring, fragmented, and intimidating. Y1 turns money management into one safer app.
Ravikant Verma
Nilam Sinha
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Fixed deposits
Fixed deposits
Recurring deposits
Savings account
NPS
Gold & silver
FD-backed credit card
Rewards marketplace
Traction
Current AUM: ₹12L+
Total transactions: ₹30L+
Registered users: 1,390+
App downloads: 2,700+
Transacting users: 15+
Revenue model
AUM-based commissions
Transaction commissions
Savings account commission
Credit card commission
Partner-led distribution
Funding
₹75L for 12 months runway
₹20–25L team building
₹35–40L marketing
₹10L operations
₹5L cash reserve
Product
Privacy
Terms & condition
Contact
© Y1 2026
Y1 is building an AI-first safest neo-bank for India. For investor conversations, contact saket@y1.money. This page adapts the Wise-inspired website structure for Y1’s pitch content.